PHAN THANH TAM; NGUYEN THANH TAM; NGUYEN THI PHUONG THAO; CAO THI DUC ANH; DO THI PHUONG ANH. 5. Factors affecting individual customers’ decisions to make online savings deposits at Saigon – Hanoi Commercial Joint Stock Bank, Dong Nai Branch. Tạp chí Khoa học Lạc Hồng, [S. l.], v. 1, n. 28, p. 37–46, 2026. DOI: 10.61591/jslhu.28.1203. Disponível em: https://lhj.vn/index.php/lachong/article/view/1203. Acesso em: 21 tháng 10. 2026.